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First-Time Credit Card Tips

If you’re getting your first credit card, you’ll want to make sure that you actually improve your credit score rather than hurting yourself financially. Here are some ways to do that.

  1. Pay your monthly payments on time (or set up automatic payments).
  2. Regularly check your statements and track your purchases.
  3. Set a budget and stick to it.
  4. Use rewards and perks offered through your card.
  5. Avoid having to pay fees.
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