Last Updated: July 1, 2026
Introduction
We deliver content to you via our Website and email, along with our affiliated companies. Additionally, we operate a marketing and data business that connects advertisers with relevant audiences through digital ads, mobile apps, email campaigns, telemarketing, and other channels. To provide these services, we collect and share information about consumers—including selling certain data—and enable advertisers to show you ads based on your interests and online behavior across different platforms.
This privacy policy explains what personal information we collect when you visit Rate Fixers and what you share with us, along with how we collect, use, store, and share that information. For additional details about our website, please see our terms of service.
We encourage you to read this policy thoroughly so you understand our approach to your personal information. If these policies and practices don’t work for you, please refrain from using our website or subscribing to our email list. Your use of this website or interaction with our other services indicates your acceptance of this privacy policy.
Applicability Of This Policy And Outside Websites And Services:
This Privacy Policy applies solely to your activity on Rate Fixers. It does not encompass your interactions with other websites, even if you accessed them through a link on our site. We encourage you to review the privacy policies of any websites you access through links from Rate Fixers.
Personal Information We Collect And How:
Information collected through this website includes personal details you provide, such as your name, email address, phone number, mailing address, and information submitted through inquiry forms. We may supplement this information with data obtained from third parties, including affiliates, data brokers, and marketing or advertising partners. Certain third-party data providers are entities that have obtained your personal information from their own services. Additionally, we automatically collect information using cookies and other tracking technologies to perform analytics on our website and to facilitate advertising. More information appears below.
Categories of Personal Data We Collect:
“Personal information” includes all forms of data or information handled by the Company in connection with its business that identify, describe, relate to, or could reasonably be linked, directly or indirectly, to an identifiable consumer or household.
You will be asked to provide certain personal information when subscribing to the Rate Fixers, including your name, date of birth, street address, e-mail address, and phone number. In addition, we collect information automatically through cookies and similar technologies, including IP address, imprecise geolocation (inferred from your IP address), device ID, date and time information, browsing behavior, and click-through activity. Advertising-related information may also be obtained from data brokers or publicly accessible sources. We only collect information relevant to potential marketing campaigns. See “Your Privacy Rights” below for further details.
Over the past twelve (12) months, and as defined by California law, we have collected various categories of personal information, including identifiers; personal information covered by Cal. Civ. Code § 1798.80(e); protected classification characteristics under California or federal law; internet or other network activity; commercial information; professional or employment-related information; imprecise geolocation data; and inferences drawn from other personal information. Information collected through this site may be sold or shared with third parties and our affiliates for marketing and advertising purposes. We sell and share the information we collect with affiliated companies and third parties for marketing and advertising purposes. If you wish to opt out of the sale or sharing of your personal information you may do so at any time by visiting here or calling 855-929-4012.
Sensitive Personal Information
We do not directly collect Sensitive Personal Information, which includes data relating to race or ethnicity, religion, precise geolocation, LGBTQ+ identity, health conditions, financial account information, or citizenship status. However, we may indirectly receive information through automated technologies such as cookies that track visits to certain web pages, potentially indicating interest in sensitive subject areas. For instance, engagement with content related to specific ethnic groups or medical topics may suggest such interests. These inferences are not made by us but may be drawn by affiliated companies or third parties with whom information is shared. If state or local law requires consent to process Sensitive Personal Information, our affiliates will not make sensitive inferences. We do not collect or use personal information concerning children under 16.
How We Use Your Data
The personal information we collect is used to send you newsletters that you request and to send marketing messages to you by email or through other channels. We also may share personal information with our affiliates and other companies who may send you marketing messages by email or other channels also. You can opt out from these uses by clicking here. Some of our uses of your personal information are called “cross context behavioral advertising” under certain state privacy laws.
Data Sharing
We sell or share personal information with our affiliates and with partner companies to be used for marketing purposes, including cross context behavioral advertising. We also enable access to personal information for companies who perform services for us, including services related to cross context behavioral advertising, analytics, advertising fraud detection, information security, web hosting, or similar services. We contract with third parties who have access to personal information to ensure that they use appropriate data security and comply with laws. We may also share personal information where required by law (for instance if we receive a subpoena or court order), or to protect any person’s health or safety.
Personal information may be disclosed to law enforcement, regulatory bodies, courts, government entities, or other third parties where necessary to comply with applicable laws, court orders, or legal processes, to respond to governmental or regulatory inquiries, to protect individuals’ rights or safety, or to enforce our contractual rights, including payment and collection obligations. We may also disclose personal information to a successor entity or purchaser in the event of a merger, acquisition, restructuring, liquidation, or other transfer of assets involving our business.
Personal information may be disclosed to third parties for purposes you have approved, whether those purposes are communicated when you provide the information or outlined elsewhere in this privacy policy.
Targeted Advertising, Data Sharing, and Analytics
This website shares personal information with third parties who show you advertisements on this or other websites and also perform analytics and reporting about the performance of those advertisements. These companies (which may include data brokers) collect information about the websites you visit and the web pages and advertisements you view or interact with, and may combine this with personal information from other sources or share it with other third parties (this is also known as “cross-context behavioral advertising”). We (or our partners) collect your IP address, date and time of interaction, your Internet Service Provider (ISP), and the browser type and version you use to visit this website. This information may be combined with other personal information and used to deliver advertising from us or from other companies through email, on apps or websites, or through social media sites . We also use personal information to analyze interactions with this site and the advertisements we display so we can continue to improve them.
Cookies and Personalized Advertising
We deploy cookies, pixels, and similar technologies to: (1) ensure the smooth operation this site, (2) perform analytics and to track and continuously improve your experience as a user of the site, (3) select and display personalized content and advertisements to you, and (4) analyze how you interact with advertisements and other communications. Cookies are small computer files that are used as unique identifiers that our server sends to your browser, where they are stored. Cookies enable websites where our pixel is deployed to recognize your browser when you visit them. We do not and do not want to track every site you view on the Internet. You can block or delete cookies at any time using the cookies settings in your browser. If you opt out or use a browser-based “do not track” setting, this will cause an opt-out cookie to be set on your browser to block further data collection. If you later delete this opt-out cookie, automated data collection may re-start.
We automatically collect information through several technologies designed to enhance Website performance and analytics. Browser cookies are one such technology and consist of small files stored on your computer. You may refuse cookies through your browser settings, but doing so may restrict functionality on parts of the Website.
Flash cookies may also be used to store information about how users navigate the Website and their selected preferences. These cookies are not controlled through standard browser settings, and Adobe provides tools to manage Flash cookie preferences.
We also deploy web beacons, tags, or pixels across our Website, emails, and affiliated sites to monitor user engagement, measure content effectiveness, and maintain system reliability.
Global Privacy Control / Do Not Track Mechanisms
We recognize Global Privacy Control (“GPC”) and other universal opt-out signals as valid opt-out requests for the sale and sharing of personal information. When we detect these signals, we will automatically opt you out of the sale and sharing of personal information associated with your browser or device. We do not wish to track your activity across the entire internet. You may disable or remove cookies through your browser’s cookie controls whenever you choose. If you use a “Do Not Track” signal or GPC, we will set an opt-out cookie on your browser to limit further data collection. Deleting that cookie or adjusting your GPC settings may result in the resumption of automated data collection.
Privacy Rights
You may exercise your privacy rights here, or by calling 855-929-4012. You may exercise the following privacy rights: (1) you have the right to know how we collect and use personal information, which is the purpose of this Privacy Policy, (2) you have the right to opt out of allowing us to sell or share your personal information with third parties, (3) you have the right to request a copy of the personal information we have collected about you, (4) you have the right to request that we delete the personal information we have collected about you, and (5) you may, under local laws where you live, make other requests relating to your personal information. Due to technical limitations, we may not be able to process all requests, and we recommend that you request to delete your data if this is the case. If you still have questions or concerns after going through this process, please get in touch with us at the email address provided below. You may also have the right to complain to state or federal governmental authorities if we are not able to reach a resolution.
If you would like to log complaints, please see below for contact information:
For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.
To process a personal information request, we must be able to confirm that the requester is the individual concerned or an authorized representative. This requires providing enough information to verify identity and clearly explain the request. Account creation is not required, and information submitted in connection with a request will only be used to verify identity or complete the request. Once we receive a verifiable request, we will respond within 45 days. If additional time is needed to fulfill your request, we will inform you in writing before the initial 45-day period ends, along with the reason and the expected completion date, not to exceed 45 additional days.
Where permitted by law, we may deny certain requests; however, you may appeal such decisions or contact us with any privacy-related concerns using the information below. You may also have the right, depending on your location, to contact a relevant privacy authority. We do not discriminate against individuals for exercising their privacy or data protection rights.
Personal Information Relating to Children
This website and service may only be used by users aged 16 and older. We do not knowingly collect or process personal information from anyone under 16. We will delete any personal information relating to an underage individual under if we become aware that it has been provided to us.
Protecting Personal Information
We protect the personal information we collect using reasonable and appropriate organizational, technical, and physical security measures. We have policies, procedures, and training for our staff and contractors who have access to personal information, as well as internal and external systems monitoring. We also audit our practices regularly and track and respond to risks.
How Long We Keep Your Information
Personal information is kept for as long as needed to carry out the purposes described in this privacy policy, or as required or permitted by law. We periodically review the personal information we hold and delete or anonymize data that is no longer necessary.
Changes To This Policy
Rate Fixers recommends for you to revisit this Privacy Policy from time to time because we reserve the right to update or change it without advance notice. We suggest you stay updated on the ways we use, share, and collect personal information. The updated Privacy Policy will be applicable from the “effective date.”
United States-Based Website
This website and our company are located in the United States. This site and our services are intended for use only by users located in the United States. By visiting this website, you are allowing your personal information to be stored and processed in the United States, subject to U.S. law.
How to Reach Us
For any questions or concerns, please contact us at [email protected] or 10 Schalks Crossing Rd, Ste 501-242, Plainsboro, NJ 08536.