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What New Card Owners Need to Know About Their Cards

When you have a credit card, make sure you don’t miss any of your monthly payments and don’t hit your full credit card limit. Unfortunately, doing either of these thing, especially on a regular basis, will hurt your credit score negatively.

A good idea is to also use your credit card only for the necessities rather than for the things you want. It’ll help you keep your credit score lower, too.

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