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How to Boost Your Credit Score in 2016

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Now’s the time for New Year’s resolutions, and many are looking to up their credit scores this year.

Your credit score largely depends on making on-time payments. Focus on bringing and keeping your open accounts current this year.

To boost your score, lower your utilization. Utilization is the percentage of available credit you are using.

Image via Flickr/Simon Cunningham

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