Credit

On Tap: Lowered Credit Standards, Lesser Demand for Mortgages

In the most recent Mortgage Lender Sentiment Survey conducted by Fannie Mae, the lending company found that attitudes are changing in the areas of credit standards and mortgage demand. According to Mortgage News Daily, large lenders are set to ease

Lenders Unlikely to Use New FICO 9

Although the new FICO credit model, FICO 9, has been met with much optimism, it is unlikely that it will be used any time in the immediate future. The new model could boost individuals’ scores by as many as 25

Using Your Home To Avoid Debt

“I have plenty of experience going into debt. I’ve spent over half my life paying down a mortgage. I’ve taken out more than one home equity loan and have made more than my share of car payments. Have I ever

Pay Attention To Your Credit

“It’s a good time to think about the ins and outs of buying a house. One factor that can have a big ripple effect on your ability to qualify for a mortgage is your credit card habits. Not sure how

Microchip Credit Card Technology Not The Solution

As time goes by, more and more credit cards are receiving new microchip technology. The purpose of this technology is to generate new information for each purchase so that predators cannot reuse the information. It sounds good in theory,

Credit Moves That Could Effect Your Mortgage

When getting a mortgage, credit can be a major concern, and there are a few key factors that could make or break your mortgage. While in approval stages, there are red flags that could have an impact on your mortgage.

Student Loan Bill Blocked By Senate

The Senate Republicans have blocked legislation toward student loan forgiveness. The legislation would have allowed students to refinance their loans at lower rates to give them some debt relief. There was a 56-30 vote on the legislation. Image by Tulane Public

Low Credit Score May Cause Car Insurance To Rise

Drivers may be paying higher auto insurance premiums based on their credit scores. A study by WalletHub.com finds that there is a 65% difference in insurance costs between those with high credit scores and those with low credit scores. State

MasterCard Extending Zero-Liability

After security breaches like one of the magnitude of the Target scandal, MasterCard is making strides to make its cardholders feel safer. The credit and debit card company is extending its zero-liability protection to all PIN-based and ATM transactions, taking

By clicking submit, I authorize Rate Fixers and its affiliated companies to: (1) use, sell, and share my information for marketing purposes, including cross-context behavioral advertising, as described in our Terms of Service and Privacy Policy, (2) supplement the information that I provide with additional information lawfully obtained from other sources, like demographic data from public sources, interests inferred from web page views, or other data relevant to what might interest me, like past purchase or location data, (3) contact me or enable others to contact me by email with offers for goods and services from any category at the email address provided, and (4) retain my information while I am engaging with marketing messages that I receive and for a reasonable amount of time thereafter. I understand I can opt out at any time through an email that I receive, or by clicking here.