Home Loans

Credit Moves That Could Effect Your Mortgage

When getting a mortgage, credit can be a major concern, and there are a few key factors that could make or break your mortgage. While in approval stages, there are red flags that could have an impact on your mortgage.

Mortgage Applications Rise 10%

MBA Applications have jumped 10% after falling 3% the week before. This could indicate that the selling season is beginning after a late start. Image by Andrew Jameson via Wikimedia Commons. Continue to original source

Housing Slump in China Dragging Down Economic Growth

Lending and sales curbs imposed by the government in China has significantly slowed down the real estate market. Realestate agents, who were extremely busy just 6 months ago, are no longer making sales. “There are no buyers,” said Feng, 24.

Downtown Homes Increasingly Expensive

Homes in and around cities are very attractive; especially to those who work in the city. The commute is shorter, and it puts one closer to the culture of the city. The cost of land in cities has increased by 20.5%,

Bank of America To Settle Probes

The second-largest bank in the United States may find itself paying over $12 billion to settle government probes. Bank of America Corp faces probes over shoddy mortgages prior to the financial crisis. It is reported that at least $5 billion

San Francisco Is Most Expensive City In U.S. For Home Buyers

According to a report released by HSH, San Francisco is the most expensive city in the United States for home buyers. San Francisco homes have a median home price of $679,000 with median monthly payments of $3,199.69. The report calculates that a

Household Debt Continues Increase

According to a survey done by the Federal Reserve Bank of New York, American household debt has increased for the third straight quarter. The report on household debt and credit revealed that mortgages have dropped to the lowest level since

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