Hub News

Five Questions to Ask Before Buying a Car

When searching for a car, it is easy to get distracted. However, in order to make a smart decision, there are some questions you can think about before making the commitment. Some good examples are: How many passengers do you

How to Decide on the Term of the Loan

If you need a personal loan, the sooner you pay it off the better. Lenders view long term loans as risk, and therefore they often reserve their best personal loan rates for short-term loans. Short term loans are usially considered around

Two Good Reasons to Combine Policies

Paying bills can get overwhelming, especially when they come on different dates, from different companies, and in so many envelopes. It is surely much quicker to handle as less carriers as possible, and when there is financial motivation, it makes

Consider the Insurance Cost

One of the main expenses of driving a car is insurance. It is nice and fun to choose the car that you want because of its looks or features, but it is important to consider the insurance cost before making

Government-Backed Loans

There are three types of government-backed mortgages: USDA loans, which are backed by the U.S. Department of Agriculture, help buyerswho meet income requirements and want to buy a rural property. VA loans, which are insured by the Department of Veterans Affairs, help current

How to Pick a Neighborhood

Deciding on where exactly to live is not an easy call, and there is so much to think about. When picking a neighborhood, ask yourself what are things that are “must-haves” in your mind and what are some that are

Don’t Fall For That Unrealistic Mortgage Offer

Most house hunters begin the search process armed with at least a loose monthly budget that informs their purchase price limits, yet research shows that as many as 35 percent of approved mortgages are financially unrealistic for consumers. This disconnect

Buying A Short Sale: Things To Know

When a seller’s debt on a home surpasses the property’s market value, they may choose to avoid foreclosure by selling their home as a short sale. This requires bank approval, since it means the lender will be accepting less for

Negotiating the Sale Price of a Home

One of the most intimidating parts of the home buying process may be negotiating the sale price with the seller or the seller’s agent. If you’re working with a real estate agent, too, they will likely do quite a bit

Are These Money Mistakes Hurting Your Chances at a Mortgage Loan?

If you’re hoping to buy a home, but your mortgage application has been denied, it’s important to get to the root of your finances and determine what’s holding you back. Avoiding these common mistakes could be the solution to making

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