Hub News

Why You Should Never Skip the Home Inspection

Let’s face it – buying a home is a costly endeavor. It’s tempting to look for opportunities to save a few dollars throughout the process, and many buyers discuss the option of skipping the home inspection for this reason. Although

Tips for Purchasing a ‘For Sale By Owner’ Home

Although there can be many benefits to listing a home through a real estate agent, many sellers prefer to go it alone rather than pay realtor’s fees. With this type of “For Sale by Owner” transaction, sellers will lack the

Buying a Home is No Longer an Attractive Tax Break for Most Americans

The Center on Budget and Policy Priorities (CBPP) has noted that consumers participating in focus groups rarely mention tax breaks as an incentive to purchase a home these days. Experts say these consumers have a point, for two reasons. With

Beware Credit Card ‘Teaser’ Offers

You’ve seen the advertisements – credit cards with zero percent APR, long payment grace periods, access to amenities like NFL tickets or the latest electronic gadgets. They’re all designed to attract new cardholders, of course, and many of the incentives

Auto Loan Delinquencies are On the Rise

Auto loan delinquency rates are reaching staggering levels, leading some industry experts to compare the current numbers to 2008’s disastrous housing bubble. The rise in recent years of a booming subprime auto lending market has meant millions of consumers with

Mortgage Applications Rise 3% at Start of April

The Mortgage Bankers Association has reported a 3 percent uptick in mortgage applications as of April 1. This follows a 1 percent decrease toward the end of March, mostly attributed to a steady drop in refinance applications. Still, this month’s

Four Things to Know about Reverse Mortgages

If you’re a senior aged 62 or older, you may be considering a loan product known as a reverse mortgage. Reserved for those in the above-referenced age bracket only, a reverse mortgage allows a qualifying homeowner to borrow against their

Frequently Asked Questions About Refinancing

A mortgage refinance is the process whereby a new loan pays off the existing home loan, often replacing it with new terms that benefit the homeowner. Though it can seem a daunting process, knowing key facts about refinancing options can

The Language of Lending: Confusing Home Mortgage Terminology Explained

Buying a home can be a daunting process, and confusing mortgage terminology only adds to a first-time buyer’s frustration. Taking the time to understand the language of lending, however, can significantly reduce the amount of stress involved in the home-buying

Are You Ready to Buy an Investment Property?

Though home prices and mortgage rates have steadily climbed since the housing crash in 2007, it’s still a relatively attractive time to invest in real estate – especially since home prices are expected to rise. If you’re thinking of investing

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