Hub News

Beware These Sneaky Credit Card Charges

Most consumers know to be wary of credit card interest rates and annual fees, but there are a host of other charges that can lead to increased debt, too. Read on for several of the most common surreptitious credit card

Car Loan Mistakes That Will Cost You

For many people, purchasing a car is an emotional decision, while smart financial decision-making takes a back seat to instant gratification. With dealerships eager to sell, nearly any car on the lot can be yours under the right loan terms.

Mortgages and Millennials: Tips for Today’s Young Buyers

Taking on the responsibility of owning a home is not a decision to be entered into lightly, but that doesn’t mean young buyers should shy away from the American dream. Contrary to much of the media hype around Millennials –

Home ‘Improvements’ that Hurt Your Bottom Line

Many homeowners believe that putting money into big renovation projects will increase their home’s value for resale. In the case of certain upgrades, like updating the kitchen or replacing worn exterior doors, it’s often true. However, some big-ticket projects do

How to Avoid Paying Your Annual Credit Card Fee

Everyone enjoys the rewards that come with your credit card, but no one looks forward to the annual fee. Luckily, there are ways to get out of paying it. Start by calling and simply asking the credit card company to

The Credit Cards With the Best Perks and Benefits

A new survey from CreditCards.com found that most people haven’t changed their credit cards in more than 10 years. But the biggest think they search for in a credit card is rewards. If you spend more than $1000 each month,

How Store Closures Affect Real Estate Investment

Store closures are happening every day, but are they taking other things down with it? They have the potential to affect the local community, real estate investments, commercial mortgage and more. With so many stores closing at the same time,

Now is the Time to Refinance Your Mortgage

With mortgage rates at a record low, now is a good time to refinance your mortgage. “With rates approaching historic lows, now is probably the time to refinance if you haven’t done so in the past several years,” says Keith

Mortgage Rates May Reach a Record Low

Two months when the Federal Reserve raised its funds rate, mortgage rates began a free fall. “Mortgage rates are going down again, and it’s good for borrowers, but is it really good for the housing market and the broader economy?

Wells Fargo Offers Payout to End Home Loan Mess

Wells Fargo agreed to pay $1.2 billion to settle a lawsuit. The bank said it reached the agreement earlier this week with the U.S. Department of Justice, two attorneys general and the Department of Housing and Urban Development. The agreement still

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