Credit

Not only is the Citi Simplicity card great because it gives you some benefits and perks toward purchases, but it’s also great for those who are trying to pay down credit card debt. It allows you to transfer over an

If you’re trying to refinance your student loans, you’ll find yourself with reduced interest rates. When you want to do that, make sure you look into the various lenders and compare the terms and options. Apply for the lending company

Student loan consolidation means that you’re able to roll student loan amounts from a few different lenders into one payment. It’ll spread out the payments over time, but it will also then lock your interest rate into one set number

When you struggle with bad credit, you may find it hard to get approved for just about anything. The good news is, if you want a credit card, there are some companies out there that will still approve you. Most are secured,

Those with little to no credit history or between 500 and 600 on their FICO score may see an increase in loan opportunities. UltraFICO, a new type of credit score system, will help consumers establish a credit score based on

Planning on popping the question? Well there are certain ways that your credit score might play a factor in that decision. Spray out payments if it’s not possible to make the purchase in one fell swoop. Use the credit card

Alaskan utility customers may soon find a pleasant surprise in the form of loans. For energy efficient upgrades and adding renewable energy systems, they will be paid back through their monthly bills. Known as “on-bill financing,” this is already done

If you’ve been in a car accident, you might be wondering how it could affect your credit score. Car accidents can cost up to $44 billion in medical care and lost work, but that doesn’t include property damage, injuries, and

If you’re considering making a big purchase, you might be thinking of putting it on your credit card. But is this the best move for you financially? It’s easy to keep up with small purchases that you can easily pay

Have you ever looked at your credit card and wondered what the interest rates were and what they meant for your card and debt? When you’re signing up for a new credit card, you don’t want to overlook the APR