Home Loans

Winter Is Best for Homebuyers

Although it’s not the only thing to consider, timing plays a big factor in home buying. And according to a new report by CNBC, the winter months are often the best time to buy. “There’s less competition from other buyers,”

Refinancing Could Save Your Home

Rates are currently at an all time low, but most homeowners do not even apply to refinance their home. Close to 20% of homeowners pay interest rates of 8% or higher. This is double the current rate. Millions could save

Rates Trend Upward Heading Into New Year

According to Freddie Mac, mortgage rates are on the rise heading into the new year. Rates were predicted to rise in 2014, but had ultimately dropped by the year’s end. Image via Instagram/davenuperrealtor Continue to original source

Mortgages Less Challenging for First-Time Buyers

First-time homebuyers are finding it easier to buy a home. Some buyers are able to make down payments of as little as 3 percent. This was set up by the Federal Housing Finance Agency to make homes easier to afford

Alternate Lenders Gaining Steam Among Millennials

According to a new report by CNN Money, there is a current trend in the housing market toward alternate lending opportunities, especially as many individuals may not qualify for traditional loans. In the last week alone, two new companies –

Homeowners Earn $1.7 Trillion Equity Bonus

According to a new report by Zillow, homeowners in the United States earned a collective $1.7 trillion in additional equity in 2014. The gains came even despite the fact that home prices slowed down dramatically over the past year. The

Congress Votes to Extend SCRA One-Year Foreclosure Protection Period

Congress voted unanimously on Wednesday to extend a provision of the Servicemember Civil Relief Act that prohibits banks from foreclosing on a servicemember’s house for one year following his or her return from active duty. According to the CFPB Monitor,

Obama Expected to Sign Tax Break Bill for Some Homeowners

On Tuesday, Congress elected to extend several expired “temporary” tax breaks for 2014, and included in there are a couple of deductions for select homeowners. First, homeowners paying mortgage insurance premiums will be able to deduct he cost of the

Millennials Can Afford to Buy – Just Not Where They Live

In a new report by the Washington Post, it has been found that many millennials could afford to buy a home right now – just not in the cities where they currently live. Many young people tend to gravitate toward

Experts Weigh in on Investing in Housing Versus Stock Market

Although the government has once again been pushing for home ownership as the best way for individuals to build wealth, financial experts are quick to caution against it. “It would perhaps be smarter, if wealth accumulation is your goal, to

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